"It's been three weeks since you told me you spent all your money? You should be receiving an alert soon."
"Mike na true ooh, these past weeks have been like torture for me. If not for your help, I don't know how I would have made it. You are God sent."
"Guy, no problem na, what are friends for? Anyway, how are you going to manage whatever popsy sends to you this time?"
"Well, I have been doing some thinking, there are some clothes I need to buy, you know na, those new denim jackets. I also need to pay for materials; I have to start reading for exams. Ooh, remember that power bank I brought to the room last week? I am yet to pay for it. I'll do that when the money enters. I'll split the rest for foodstuff and upkeep for the month."
"Jim!! I thought you said you were going to get a skill. Remember you asked me how I have money to spend even though I don't get an allowance as large as yours from home."
"Calm down, Mike, I remember, but there will be money now; I'll have some leftover for something else."
"Remember I also told you that I pay my tithe first whenever I get paid, and then I save a certain percentage, I buy books, both academic and business-wise, and then I take care of other essentials. Why aren't you planning like that?"
"Mike, your own is too much jare, remember, we only live once; money will still come na."
A vast majority of people have an issue with money; they have signed a restraining order on wealth, so whenever money comes into their hands, they spend it so fast they cannot account for how they spent their money. I am sure you aren't one of those people, and even if you are, you can do better, and here is how.
Plans do not execute themselves if you do not apply yourself to them, and you can't devote yourself to your plans if your mind is programmed to do so. After assessing where you are and projecting into where you want to be, the next step is to reprogram your mind to reach that goal.
"The mind of a child cannot comprehend the activities of an adult."
The same goes for wealth; a person with a poor mindset will always lose money. You don't believe me? How many people who have won huge sums in a lottery go on to become wealthy? Let's bring it close to home. How often have you been given a cash gift, and at the end of the day, you cannot account for the money?
The shift in your mindset would eventually show in how you treat money. You should learn not to buy things on credit; you should also consider what you put as priorities when planning your money.
Books are a threshold for mindset shifts. My mindset about money was initially formed at an early stage in my life when I first read "Rich Dad Poor Dad" by Robert Kiyosaki. There are a lot of things you can discover in a simple book.
Books such as "The Richest Man in Babylon," "Money won't make you rich," and "Rich Dad Poor Dad" are solid books to start your mindset shift on wealth.
It would help if you also aimed to adopt the right attitude to life in general. Thankfully I have something that will help you do this with ease already.
The bottom line here is that you should stop sitting on your butt, hoping money would fall out of the sky because even if it did, you would mess it up in the end. Change your mindset about something and watch how that thing changes for you.
By the way, do you think Jim would ever be financially smart? Leave a comment, and thanks for your time.
